Morgantown Office: 123 Canyon Rd, Morgantown, WV 26508

Telephone: 304-594-1900

Toll Free: 888-594-1901       Fax: 304-594-1901

Charleston Office: 400 Allen Dr, Suite 101, Charleston, WV 25302     

Telephone: 304-343-3777        Fax: 304-343-3778

Can My Mom Take Out a Home Equity Loan on a House in Her Name Without Affecting My Dad’s Medicaid Benefits?

Apr 17, 2021Uncategorized

It should not. The state Medicaid agency should not look at your mother’s assets after the spend down has occurred. But this is a general rule, so we recommend consulting with a Pennsylvania elder law attorney to make certain there is no local trap for the unwary. Also, if she hasn’t done so already, your mother should make sure to update her estate plan so the house doesn’t pass back to your father if she were to die before him. To find an elder law attorney in Pennsylvania, click here.